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    Mandatory

    Health Insurance for International Students in Germany (2026 Guide)

    Mandatory coverage for enrollment, visa applications, and everyday care.

    Health insurance is mandatory for all international students in Germany. Without valid health insurance, you cannot enroll at a university or apply for a student visa.

    Choosing the right insurance can be confusing, especially for new students. To make this easier, we've partnered with trusted providers to help you compare and select the best option based on your profile.

    Find Your Insurance in 2 Minutes

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    Types of Health Insurance in Germany

    Public health insurance

    • Required for most students
    • Accepted by all universities
    • Fixed monthly contribution

    Private / expat insurance

    • Suitable for short-term or visa purposes
    • Flexible plans
    • Faster onboarding

    Explore Your Options

    View all health insurance plansPublic health insurance options

    Popular Public Health Insurance Providers

    AOKTKBarmer

    Which Option Should You Choose?

    Choose public insurance if you are enrolling in a German university long-term. Choose private or expat insurance if you are applying for a visa or need short-term coverage.

    Find Your Best Insurance Plan

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    Important Disclaimer: AjNova UG (haftungsbeschränkt) provides guidance and support for educational planning and application preparation. We do not represent universities, APS, or authorities. We do not guarantee admissions, visas, or outcomes. Final decisions are made by universities, APS authorities, uni-assist, and relevant official bodies based on their criteria.

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